Car Reviews / Lifestyle

Top 10 Value For Money Cars In Singapore For Under S$20,000

The first step to take when shopping for a vehicle is to set a realistic budget. Determining a general price range that you can comfortably afford will help narrow down your options and ensure that you live within your means. Car buyers should spend no more than 10% of their earned income on a car loan payment and 20% for their total car expenses, which include insurance coverage, petrol, repairs and maintenance.  

(Related Story: Cost Of Car Ownership In Singapore)

With that in mind, we put together a list of the most affordable cars in Singapore that you can purchase on our marketplace without breaking the bank. You can thank us later.

For reference, the COE price for Category A is $33,009 at the time of writing.

Image Source: Ocean Motoring

Chevrolet Cruze

Whether parked or cruising on the freeway, the Chevrolet Cruze never fails to make a statement. The sleek profile of the car starts with the steeply raked windshield and extends to the slim rear pillars. Its backswept headlamps lead the eye across its sculpted fenders, around the sides, and back again. With its aggressive signature dual-port grille, bevelled hood, and sharp angles, the Cruze is arguably one of the best-looking compact sedans in the market.

Get the Chevrolet Cruze at $11,800 from Ocean Motoring on UCARS.

Image Source: Starbright Auto Pte Ltd

Honda Civic

From an average family sedan to a genuine class contender, the Honda Civic is a big step up over its predecessor with a sophisticated engine line-up and uprated suspension. Overall, it is more powerful and efficient than before, and certainly more accommodating, making it a compelling choice against the mainstream opposition.

Get the Honda Civic at $14,800 from Starbright Auto Pte Ltd on UCARS.

Image Source: Classic Credit Pte Ltd

Hyundai Avante

Here is proof that you don’t have to give up style, performance and refinement just because you’ve made the decision to drive a compact car. Incorporating features found in higher class cars, the Hyundai Avante gives you sleek and good looks, advanced technology and groundbreaking safety attributes, and tops it all off with a robust, sporting character all of its own.

Get the Hyundai Avante at $19,800 from Classic Credit Pte Ltd on UCARS.

Image Source: Motorworld

Kia Cerato Forte

The modern, practical and simplistic design of the Kia Cerato Forte is poised to offer you a luxury drive in a city space. The metallic trimmings gives a sporty yet sophisticated touch to the interior, with ergonomic controls for easier handling. Reinforced with high-quality materials, the Cerato Forte is made for comfort and practicality. 

Get the Kia Cerato Forte at $13,800 from Motorworld on UCARS.

Image Source: Benefit Auto Enterprise Pte Ltd

Mazda 2

Attributed to accurate steering and a well-judged suspension setup resisting corner rolls and surmounting poor road surfaces, the Mazda 2 is one of the best superminis to drive. Mazda has not compromised on safety, stability control, traction control, hill launch assist and emergency stop signal. Being a sharp ride with modernly well-built exterior design, as well as being value-for-money, the 2’s features make it a great choice for those looking for a stylish compact car.

Get the Mazda 2 a t $18,800 from Benefit Auto Enterprise Pte Ltd on UCARS.

Image Source: Carway Enterprise


Love the MINI Cooper but wished for more affordability? The MINI One is your option that guarantees the most value for the price. Faster, feistier and more fun than ever, the iconic MINI 3 door embodies the essence of high speeds, thrilling low centre-of-gravity handling and an exhilarating go-kart feeling. Smart, charismatic with impeccable manners, it’s like your perfect evening date. Every single time. Packed with urban personality and more valuable standard features than ever, it’s just waiting for you to make it yours. It’s ready to make your life a whole lot brighter.

Get the MINI One at $15,800 from Carway Enterprise on UCARS.

Mitsubishi Lancer

Image Source: 88 Motor Trading

Mitsubishi Lancer

The Mitsubishi Lancer is more than just a sedan. From outstanding performance and rugged styling to a smooth ride and unparalleled comfort, every detail of this active sports car was designed to put a smile on your face, a thrill in your heart, and sheer driving pleasure in your hands. All you have to do is lean back and enjoy the ride.

Get the Mitsubishi Lancer at $13,800 from 88 Motor Trading on UCARS.

Image Source: HyperRev Cars Pte Ltd

Nissan March

The Nissan March is no new kid on the block – It has been around since 1982, which is a true testament to its success and longevity in a crowded marketplace. The March is a practical car that can get you from point A to point B in the cheapest way possible. Their Idling Stop function that switches off the engine when the car is not in motion is an incredibly useful feature particularly for urban commuters who spend hours in traffic.

Get the Nissan March at $13,888 from HyperRev Cars Pte Ltd on UCARS.

Image Source: Highline Automotive

Toyota Wish

If you are searching for an inexpensive vehicle that is comfortable and efficient without compromising on function or quality, the Toyota Wish is a strong contender. Following the average dimensions of most multi-purpose vehicles (MPV), the Wish was designed from the ground up to accommodate 7 passengers, and its smooth operation has made it one of the most popular vehicles in Asian markets.

Get the Toyota Wish at $12,800 from Highline Automotive on UCARS.

Image Source: Classic Credit Pte Ltd

Volkswagen Polo

A favourite in the hatchback segment, the Volkswagen Polo is getting closer to its Golf-badged big brother, striking the perfect balance between design and function with its contemporary features. The VW Polo’s compact dimensions, short overhangs and sporty appearance promise maximum driving enjoyment with an optimised body structure. It also prides itself on having the latest technology – The Composition Media infotainment system allows drivers to use either Google Now or Siri voice recognition to control media, messaging and navigation applications.  

Get the Volkswagen Polo at $15,800 from Classic Credit Pte Ltd on UCARS.

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